Insurance That Follows the Work
Contractors need insurance that follows the work. Vehicles, tools, trailers, equipment, job sites, employees, subcontractors, certificates, contracts, and liability requirements all need to be managed correctly.
Lyman Insurance TWFG helps Connecticut contractors review coverage for general liability, commercial auto, workers compensation, inland marine, equipment, umbrella, and contract requirements.
Contractor Coverages to Review
Auto insurance is designed to provide protection against property damage, liability, and medical costs if you are involved in an accident. We help you build a policy that may include the following coverages.
- General liability
- Commercial auto
- Workers compensation
- Inland marine
- Tools and equipment
- Installation floater
- Builders risk when needed
- Umbrella liability
- Employment practices liability
- Certificates of insurance
- Additional insured requirements
- Waivers of subrogation where required
Contract Requirements and Certificate Management
Many contractors face insurance requirements from general contractors, property owners, municipalities, and project owners. We help clients understand those requirements, confirm their program meets them, and make sure certificates are endorsements are issued correctly.
Getting the certificate right before a job starts is far easier than dealing with a coverage dispute after a claim.